Ngumbi, A., G. Waweru, et L. Rita. Influence of Lending Procedures on Credit Accessibility Amongst Small and Micro Enterprises in Kenya: A Case of Meru Town. East African Journal of Business and Economics, Vol. 2, nᵒ 1, Dec. 2020, p. 84-94, doi:10.37284/eajbe.2.1.253.