Okero, Enock, et Fredrick Waweru. « Credit Risk Assessment and Loan Repayment Among Development Financial Institutions. A Case of Kenya Industrial Estates Limite »d. International Journal of Finance and Accounting 2, no. 1 (mai 3, 2023): 21-29. Consulté le août 26, 2025. https://www.journals.eanso.org/index.php/ijfa/article/view/1197.